How To Write A Letter Explaining Why You Bankrupt . The purpose of this letter is to inform you the reason why i filed for [chapter 13 bankruptcy] in [year]. At the time, my wife had just been diagnosed with kidney cancer. 59 WORKSHEET 401K DRAW FOR HOUSE PRINTABLE WITH VIDEO TUTORIAL from drawhouse-0.blogspot.com I'm a broker here in scottsdale az and i only lend in arizona. Duke, i hereby write this letter to explain a customer’s complaint about the delayed delivery of products to his store for one week. However, taking the time to write a letter like this may make the borrower feel better about himself, and help him move on towards his financial future.